International Credit Union Operating Principles

The International Credit Union Operating Principles are founded in the philosophy of co-operation and its central values of equality, equity and mutual self-help.

Recognising the varied practices in the implementation of credit union philosophy around the world, at the heart of these principles is the concept of human development and the brotherhood of mankind expressed through people working together to achieve a better life for themselves and their community.

Democratic Structure

Open and Voluntary Membership
Democratic Control
Non-Discrimination.

Service to Members

Service to Members
Distribution to Members
Building Financial Stability.

Social Goals

On Going Education
Co-operation Among Cooperatives
Social Responsibility

> Six good reasons to join a credit union or mutual building society